Zeal Appoints Andrew Horton, ex-CTO at Yoyo Wallet, as Chief Product Officer

We're excited to share some big news from Zeal’s headquarters in the UK. Our team just got stronger with the appointment of Andrew Horton, member of the founding team and former CTO at Yoyo Wallet, to our C-suite. Andrew’s experience in developing scalable and innovative payment and loyalty solutions is critical for Zeal as it scales across card machines globally.

Yoyo Wallet (acquired by SaltPay, now known as Teya) ran a QR code loyalty programme for UK retailers. The company developed white-labelled apps for brands such as Caffè Nero, Harris + Hoole, and Planet Organic. It also launched the Yoyo App, an aggregator that enabled customers to link their payment cards to pay and collect loyalty stamps via a single QR code scan.

At Yoyo, Andrew led the engineering team and built the infrastructure for integrating with a wide range of EPOS software providers. He also led the development of the EPOS API, which enabled payments and discounts to be processed simultaneously, a step forward for smoother retail experiences.

Now, Andrew is taking on a pivotal role at Zeal. As Chief Product Officer, he will lead our Product team, focusing on scaling Zeal’s capabilities, and working closely with payment terminal manufacturers, Independent Software Vendors (ISVs), Payment Acquirers, and Merchants.

Andrew’s approach goes beyond engineering payment flows to building strategic partnerships and driving collaboration across the retail ecosystem. His vision aligns perfectly with our mission to scale Zeal’s presence in retail technology and loyalty infrastructure.

Our CEO, Omar Ebeid, couldn’t be more thrilled. He believes Andrew’s track record, product thinking, and leadership are precisely what Zeal needs as we expand deeper into the UK market. Their shared commitment to innovation in retail tech makes this a powerful partnership for the road ahead.

This appointment is more than just a new hire; it’s a statement of intent. It reflects our continued commitment to pushing boundaries in loyalty and data-driven engagement, delivering intelligent, future-ready solutions for retailers, terminal partners, and ultimately, the end customer.