For acquirers, PSPs and ISOs

Give merchants more reasons to choose you.

Zeal brings loyalty, customer insights and merchant health monitoring to supported payment terminals. Give your merchants more value at checkout, and your team a clearer view of where to focus across your estate.

The World's #1 VAS Solution on Payment Terminals

More value for merchants. More visibility for you.

Bring loyalty into your payment proposition. Help merchants build customer relationships, and give your team a clearer view of the accounts behind your estate.

Payment terminal running branded loyalty with rewards
01

Give merchants a reason to choose you.

Make loyalty part of your payment proposition. Show merchants how your solution can recognise returning customers and reward repeat visits, alongside taking payments.

02

Make every relationship more valuable.

Bring useful customer insights and loyalty into the checkout experience. Give merchants a product they can use to understand their customers and keep them coming back.

Zeal-branded payment terminal with data icons
Merchant analytics cards showing revenue and visitors
03

See where your team can make a difference.

See changes in merchant activity across your estate. Understand the signals behind each flag and focus your account conversations where they are needed.

Merchant health, in focus

See the signal.
Start the right conversation.

A clearer view of your merchant estate. See which accounts need attention, understand what has changed, and give your team a useful place to start.

01 / TRANSACTION VOLUME

Notice a change in trading.

A drop in volume can be a reason to check in. Compare recent activity with the merchant’s usual pattern before deciding what it means.

02 / TERMINAL ACTIVITY

See where activity slows.

Look beyond the account total. A change in active terminals helps your team focus on the locations that may need support.

03 / PAYMENT DECLINES

Give the numbers context.

A rising decline rate deserves investigation. Bring the signal into your account conversation and understand the experience at checkout.

04 / TRADING INACTIVITY

Know where to check in.

Spot extended gaps since the last transaction. Review the merchant’s circumstances and agree a useful next step with your team.

ZealPAYMENT PROVIDER WORKSPACE

Merchant health

Portfolio overview · Illustrative data

Your merchant estate
Merchants in estate1,000
Require assessment80
Critical flags8
Select an example merchant to explore the signal and suggested next step.
MerchantStatusMain signal
At riskTrading volume down 26%
Watchlist2 of 4 terminals active
At riskDecline rate up 0.9 pp
CriticalNo transactions for 15 days

Cedar & Sage

Signal → context → action
Trading volume · last 7 days
−26%
Suggested next step

Check whether opening hours, seasonality or a change in trading explains the drop. Record the context before treating it as a retention issue.

Four example merchants shown. These figures illustrate the product; they are not customer results.

Explore the signals above or select a merchant. Availability and data refresh depend on your integration.

Go from a portfolio view to a better account conversation.
See Merchant Health with your team.

Request a demo

Built around your role in payments.

Request a demo

ISOs and resellers

Give your sales team a product story merchants can see.

Use activity signals to support ongoing account conversations.

Request an ISO demo

Acquirers and PSPs

Add loyalty to your payment proposition.

Bring merchant health signals into your account teams’ day-to-day work.

Request an acquirer demo

ISVs

Bring loyalty into your terminal application.

Explore how Zeal can connect the checkout experience with your customer data workflows.

Discuss an integration

Payfacs

Explore loyalty and merchant insights for your platform.

Review the fit with your onboarding model, terminal estate and merchant offering.

Request a Payfac demo

Merchants and retailers

Tell us your payment provider, terminal model and business needs.

We will review the supported options for bringing Zeal to your setup.

Discuss my setup
ZEAL LOYALTY

One loyalty product. Their way.

Give every merchant the freedom to configure Zeal: stamps or points, with or without phone-number collection, or connected to their existing loyalty engine.

Zeal loyalty on a card machine

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STAMPS OR POINTS

Choose stamps or points.

Merchants choose the reward structure that fits their business. Customers build stamps or points through the supported payment-terminal experience.

Learn more
OPTIONAL PHONE CAPTURE

Make phone capture optional.

Merchants decide whether to invite customers to share their phone number at checkout. Zeal loyalty can run with or without phone-number collection.

Learn more
EXISTING LOYALTY ENGINE

Connect an existing loyalty engine.

Already running a loyalty programme? Connect it to the payment terminal through Zeal. We will review the integration with the merchant’s existing engine and your payment setup.

Learn more
ZEAL LOYALTY

One loyalty product. Their way.

Give every merchant the freedom to configure Zeal: stamps or points, with or without phone-number collection, or connected to their existing loyalty engine.

Testimonials

Don’t take our word for it

"Mellon’s payment solutions are designed to offer acquirers and merchants a competitive edge, and Zeal amplifies that. From personalised loyalty programmes to real-time customer insights, Zeal transforms every payment into an opportunity for engagement and growth."

Manos Perdikaris

Business Unit Manager

"Partnering with Zeal reinforces our commitment to delivering next-generation payment solutions. As the leading Android POS provider, we’re driving innovation and transforming in-store experiences through smarter, simpler, and scalable payment technology."

Jean-Philippe Niedergang

CCO and CEO of EMEA Region

"Zeal's loyalty technology, integrated into Ingenico’s Android solutions, enables merchants to identify, engage and reward customers effortlessly. Together, we're not just processing payments; we're shaping the future of customer loyalty in physical retail, setting new benchmarks for personalised engagement."

Boris Ferlet

SVP, Android & Partner Ecosystem

"At BRGR, we believe in keeping things simple: great burgers, great service, and a frictionless ordering & loyalty experience with Zeal. Our customers love how easy it is to earn and redeem rewards, and we love seeing them come back for more."

Ahmed Hanafi

Founder & CEO

"Luxury is about personalisation, and Zeal helps us bring that to life. Now, our clients can enjoy a tailored loyalty experience, ensuring their visits are always rewarded in a way that feels exclusive and effortless."

Mostafa Al Sagheer

CEO

GETTING STARTED

Start with your estate and your goals.

Tell us about your terminal estate, merchant segments and commercial model. We will walk through the product, assess the integration and discuss a proposal for your setup.

01

Review the fit.

Share your payment platform, terminal models and merchant priorities.

02

See the product.

Explore the loyalty journeys and merchant health views with our team.

03

Plan the rollout.

Agree the supported scope, commercial terms and rollout approach.

Awards

Zeal is a globally-recognised award-winning solution

UK Fintech Awards 2026: Winner, Team of the Year and Winner, Innovator of the Year (Belal Mohamed, CTO) · Juniper Research Future Digital Awards 2023: Platinum, Payment Terminal Innovation · The Card & Payments Awards: 4x Finalist 2024 · UK Chartered Institute of Export: Innovation in Trade 2024 · Ingenico Making Data Pay Awards 2023: 1st Place

Fintech Awards London
Visa Everywhere Initiative Finalist 2020
UCL Centre for Digital Innovation
Barclays Eagle Labs
Ingenico
The Card & Payments Awards
Fintech Awards London
Visa Everywhere Initiative Finalist 2020
UCL Centre for Digital Innovation
Barclays Eagle Labs
Ingenico
The Card & Payments Awards
FAQ

Want to learn more?

Frequently asked questions

What does Zeal add to our payment proposition?

Zeal brings loyalty and customer insight into supported payment-terminal experiences, alongside merchant health monitoring for provider teams. The demo shows how these capabilities can fit your merchant base.

Is Zeal for payment providers or merchants?

Both. We work with acquirers, PSPs, ISOs and other payment partners to bring Zeal to merchants. Merchants can also enquire with their provider and terminal details so we can review the available route.

What happens after we request a demo?

Tell us about your business and choose a time with the team. We will review your priorities, walk through the relevant product capabilities and discuss integration and rollout options.

Will Zeal work with our terminal estate?

Compatibility depends on the terminal model, payment application and provider integration. Share your estate details with us and we will confirm the supported options.