Supercharge your Lloyds Cardnet card machine with Zeal

Zeal works with Lloyds Cardnet. On supported Lloyds Cardnet card machines, Zeal recognises your customers when they tap, enrols them in your loyalty programme and rewards them during the payment. No app, no QR code, no plastic card.

Get Zeal on Lloyds Cardnet
PCI DSS & GDPR Compliant
Customer paying on a card machine running Zeal loyalty, available on supported Lloyds Cardnet card machines

Award-winning value-added services for payment terminals

Your card machine can tell you who your customers are

Every card payment on a Lloyds Cardnet card machine ends with the customer walking out as a stranger. Zeal identifies the customer from the card they pay with, so a weekly regular finally looks like a weekly regular: visit frequency, spend, favourite time of day and how long since they last came in.

It identifies and rewards them at the tap

With Zeal on your Lloyds Cardnet card machine, a customer joins your loyalty programme in a couple of taps on the screen and is recognised automatically on every visit afterwards. Points, stamps or vouchers are awarded during the payment, so nothing is added to the queue and nothing is asked of your staff.

Zeal runs alongside Lloyds Cardnet, not instead of it

Zeal is software that runs next to the payment app on supported Lloyds Cardnet card machines. It does not process payments and does not change how you take payments or when you are paid. Supported models vary, so we confirm your card machine before anything is switched on.

Zeal and Lloyds Cardnet logos: Zeal loyalty is available on supported Lloyds Cardnet card machines

A globally-recognised award-winning solution

Zeal has been recognised by Visa, Ingenico and other global industry leaders, has been nominated for London Fintech Week and has won multiple international awards.

ZEAL IN ACTION

Zeal is revolutionising payments & loyalty for merchants. Merchants using Zeal have witnessed massive boosts in customer retention, loyalty programme participation and overall sales.

28%

boost in retention rate for a leading burger chain in Cairo, Egypt

Loyalty points icon
80%

of customers engaging with loyalty on Zeal for its convenience and ease of use

Rewards gift box icon
12%

increase in sales attributed to retention and CLV boost using Zeal

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Explore more features

Discover more ways Zeal can realise the full potential of your card machines and grow your business.

Effortless Loyalty

Make loyalty effortless for your customers

Run frictionless loyalty programmes on your card machines without the need for any extra steps, QR, or loyalty cards.

Learn more
Identify Customers

Your card machines can identify & segment your..

Zeal turns your card machines into powerful data sources, giving you actionable insights about your customers.

Learn more
Remarketing Tools

Your card machines as loyalty engines

With Zeal, your card machines can run hyper-personalised marketing campaigns for your customers.

Learn more
Powerful Analytics

Realise the full potential of your in-store data

With Zeal, you can gain deeper insights into your customers and utilize data to boost retention.

Learn more
Testimonials

Don’t take our word for it

"Mellon’s payment solutions are designed to offer acquirers and merchants a competitive edge, and Zeal amplifies that. From personalised loyalty programmes to real-time customer insights, Zeal transforms every payment into an opportunity for engagement and growth."

Manos Perdikaris

Business Unit Manager

"Partnering with Zeal reinforces our commitment to delivering next-generation payment solutions. As the leading Android POS provider, we’re driving innovation and transforming in-store experiences through smarter, simpler, and scalable payment technology."

Jean-Philippe Niedergang

CCO and CEO of EMEA Region

"Zeal's loyalty technology, integrated into Ingenico’s Android solutions, enables merchants to identify, engage and reward customers effortlessly. Together, we're not just processing payments; we're shaping the future of customer loyalty in physical retail, setting new benchmarks for personalised engagement."

Boris Ferlet

SVP, Android & Partner Ecosystem

"At BRGR, we believe in keeping things simple: great burgers, great service, and a frictionless ordering & loyalty experience with Zeal. Our customers love how easy it is to earn and redeem rewards, and we love seeing them come back for more."

Ahmed Hanafi

Founder & CEO

"Luxury is about personalisation, and Zeal helps us bring that to life. Now, our clients can enjoy a tailored loyalty experience, ensuring their visits are always rewarded in a way that feels exclusive and effortless."

Mostafa Al Sagheer

CEO

ROI

How much is in it for you?

How many card machines do you have?

5

What’s your approximate annual turnover (£)?

50,000
Your projected annual turnover with Zeal

52,500

based on a 5-12% uplift in retained sales
Pricing

Zeal has flexible pricing to fit your business needs

Talk to sales to learn more about ongoing deals or partnership opportunities.

Basic plan

Free

Enable your card machines to recognise your customers and collect feedback after every transaction.

Get Basic plan
Features

A Basic plan enables you to:

Brand your card machine screens

Collect customer feedback for every transaction

Access basic reports

Premium plan

Custom

pricing

Provided through your payment provider, on revenue share or an annual licence across nominated terminals.

Talk to sales
Features

All features available in the Basic plan, plus:

Offer zero-friction loyalty on your card machines

View customer profiles and insights

Export powerful reports

View transactions history

Get priority support for your business

Commercials are agreed with your payment provider. For enterprise arrangements, please contact us.
Awards

Zeal is a globally-recognised award-winning solution

UK Fintech Awards 2026: Winner, Team of the Year and Winner, Innovator of the Year (Belal Mohamed, CTO) · Juniper Research Future Digital Awards 2023: Platinum, Payment Terminal Innovation · The Card & Payments Awards: 4x Finalist 2024 · UK Chartered Institute of Export: Innovation in Trade 2024 · Ingenico Making Data Pay Awards 2023: 1st Place

Fintech Awards London
Visa Everywhere Initiative Finalist 2020
UCL Centre for Digital Innovation
Barclays Eagle Labs
Ingenico
The Card & Payments Awards
Fintech Awards London
Visa Everywhere Initiative Finalist 2020
UCL Centre for Digital Innovation
Barclays Eagle Labs
Ingenico
The Card & Payments Awards
FAQ

Loyalty on Lloyds Cardnet card machines

Frequently asked questions

Does Zeal work with Lloyds Cardnet card machines?

Yes. Zeal works with Lloyds Cardnet. On supported Lloyds Cardnet card machines, Zeal runs next to the payment app, recognises customers from the card they pay with and rewards them during the payment. Supported models vary, so the Zeal team confirms your card machine before anything is switched on.

Can I add a loyalty scheme to my Lloyds Cardnet card machine without an app?

Yes. Customers join your loyalty programme in a couple of taps on the card machine screen and are recognised automatically on every visit after that. There is no app to download, no QR code and no plastic card, and points, stamps or vouchers are awarded during the payment.

Will Zeal change how I take payments or get paid by Lloyds Cardnet?

No. Zeal is software that runs alongside the Lloyds Cardnet payment app. It does not process payments, so how you take cards and when Lloyds Cardnet pays you stay exactly as they are.

What will I learn about customers who pay on my Lloyds Cardnet card machine?

Zeal shows who is new and who is returning, how often each customer visits, what they spend, their usual time of day and how long it has been since their last visit. You can use this to reward your regulars and win back customers who have gone quiet.

How do I get Zeal on my Lloyds Cardnet card machine?

Talk to Zeal and tell us which Lloyds Cardnet card machine you use. We confirm the model, then Zeal is installed over the air, with no new hardware and no engineer visit.

Expert review

About this page

Omar Ebeid, Co-founder and CEO of Zeal

Reviewed by Omar Ebeid

Co-founder and CEO, Zeal

Omar Ebeid is Co-founder and CEO of Zeal, which he founded with Bellal Mohamed in 2019. He holds an MSc in Entrepreneurship from the University of Bath and won the Vice-Chancellor’s Award at the University of Surrey. Under his leadership Zeal won Team of the Year at the UK FinTech Awards 2026 and Platinum at the Juniper Research Future Digital Awards 2023.

  • Written by: the Zeal team
  • Last reviewed:

Sources

  1. Get business card readers from Lloyds — Lloyds Bank
  2. Castles Saturn card machines — Lloyds Bank
  3. Castles Saturn S1F2 POS terminal factsheet — Lloyds Bank, April 2025
  4. Making Data Pay — Ingenico, 2 March 2023
  5. 2026 winners — UK FinTech Awards, 2026
  6. Juniper Research: Future Digital Award Winners Announced for Fintech & Payments 2023 — Juniper Research via Business Wire, October 2023

Sources checked on 11 October 2026. Details of Zeal’s own products come from Zeal.