Loyalty built into the terminal you already use

Run loyalty on card machine hardware you already have. Zeal is a card machine loyalty programme installed as software — payment terminal loyalty that works as a loyalty program for small business and for groups alike, with no second device, no app to download and no QR code before payment.

PCI DSS & GDPR Compliant

Print your own branded receipt

Type a company name (payment provider or merchant, either works), then keep scrolling. The card machine does the rest: your name on the screen, your receipt out of the printer, and your customer's loyalty balance already on it.

Your brand on the receipt

Works for a payment provider or a merchant. Prefer a click? Use the button.

Runs on the card machines merchants already use. Trusted by industry leaders.

Why loyalty fails at the counter

Most schemes ask the customer to do something extra at the busiest moment of the transaction. Staff forget to ask, queues build, and enrolment stalls within a few weeks of launch.

Enrolment inside the payment

The terminal handles recognition and sign-up as part of the transaction the customer is already completing. Nothing is added to the queue and nothing is asked of the person serving.

Works on the machine you have

Zeal is software deployed to supported terminals, subject to compatibility for the specific model, firmware and acquirer route. No new hardware arrives and no engineer visits.

The card machine is the only thing every customer touches

A loyalty scheme lives or dies on how many people join it, and almost every scheme puts its hardest step first: asking a customer to do something extra while other people wait behind them.

Cards get left at home. Apps get installed once and never opened. QR codes need a phone in hand before payment rather than after. Every one of those mechanics loses most of the people it is offered to, and it loses them fastest at exactly the times a business is busiest.

The card machine has none of those problems. It is already in the customer's hands, it already has their attention for a few seconds, and using it requires nothing they have not already decided to do. It is the one moment in the whole visit that is genuinely universal.

So Zeal puts recognition and enrolment there. A returning customer sees their balance or reward while the payment completes. A new one can join in a couple of taps without giving an email address at the counter or downloading anything.

It also means the scheme does not depend on staff. Nobody has to remember the script, new starters need no training on it, and the experience is the same on a quiet Tuesday and a Saturday lunch rush.

For independents and groups

The same software runs on one terminal or across an estate. A single site gets the same mechanics a chain gets; a chain gets consistent reporting across sites because every location is running the same thing.

For a small business that usually matters more than the features. Most loyalty tools built for independents are simplified versions of enterprise products; this is the same product, sized to the counter it sits on.

What you can see afterwards

Who is new and who is returning, how often regulars come back, and which offers actually brought someone through the door again. Redemption is recorded at the terminal that issued the offer.

Because a redemption is a real transaction rather than a click, the numbers describe visits and takings. That is a different kind of information from social media reach, and it is the kind an owner can act on.

How it fits with your payment provider

Zeal runs alongside the payment application on the terminal. It does not process payments, and it does not change who acquires for you, how you are priced or how you are settled.

Whether it can be installed on your specific machine depends on the model, its firmware, the payment application on it and your acquirer route. That is the first thing we check, and it is a short conversation rather than a project.

What is loyalty on a card machine?

Loyalty on a card machine is a loyalty programme delivered by software running on the payment terminal itself, so customers are recognised and rewarded during the card transaction rather than through a separate card, app or QR code. It is installed remotely to supported terminals and does not replace or alter the payment application already certified on the device.

What it will not do

It will not bring back a customer who did not enjoy the visit — loyalty rewards intent that already exists. It only reaches people who pay by card, so a cash-heavy business sees a smaller audience. And it builds at the speed of your trade: a quiet week is a quiet week for the programme too.

Card machine loyalty questions

Will it work on my card machine?

It depends on the model, the firmware on it, the payment application and who acquires for you. Tell us what is on your counter and who you are with, and we will confirm whether it is supported before anything else is discussed.

Does the customer need to download an app?

No. Everything happens on the terminal during the payment. There is no app, no plastic card and no code to scan, which is the whole reason enrolment holds up instead of tailing off after the first month.

Does it slow down the queue?

Recognition happens as part of the transaction rather than before or after it, so the payment itself proceeds as it does today. Nothing is added to the process your staff run, and there is no separate step to complete once the customer has paid.

Do I have to change payment provider?

No. Zeal sits alongside the payment application rather than replacing it, so your acquirer, your rates and your settlement stay as they are. What matters is whether your terminal is supported, not who you bank with.

The quickest way to find out is to tell us what is on your counter. Give us the make of your card machine and your provider, and we will tell you whether it can run Zeal.

See how it works on your terminal
integration

Activating Zeal on your card machines is a breeze

Choose your integration path

Connect host-to-host through our APIs or embed the on-terminal SDK. You get a sandbox, an integration guide and a reference implementation from day one.

Share your estate details

Send your merchant data file with TIDs, MIDs and terminal models. We prepare signed builds for each terminal type, with release notes and a rollback plan.

Pilot, then roll out

We prove the experience on a pilot cohort with hands-on support, then deploy remotely across your estate through your TMS. No hardware changes, no engineer visits.

Go live and activate

Your merchants get onboarding flows, training material and ready-made campaign templates for their first 90 days, and you track activation and usage by cohort.

Zeal In Action

This is how we’re revolutionising payments for our partners

See what Zeal delivers in the field. Our partners earn new revenue from their terminal estates, and their merchants get customer identification, loyalty and insight at the point of payment.

~5,000

Merchants run Zeal on the card machines they already own.

15%

More repeat visits for restaurants running loyalty on Zeal.

95k+

Customer profiles created for merchants using Zeal.

Testimonials

Don’t take our word for it

"Mellon’s payment solutions are designed to offer acquirers and merchants a competitive edge, and Zeal amplifies that. From personalised loyalty programmes to real-time customer insights, Zeal transforms every payment into an opportunity for engagement and growth."

Manos Perdikaris

Business Unit Manager

"Partnering with Zeal reinforces our commitment to delivering next-generation payment solutions. As the leading Android POS provider, we’re driving innovation and transforming in-store experiences through smarter, simpler, and scalable payment technology."

Jean-Philippe Niedergang

CCO and CEO of EMEA Region

"Zeal's loyalty technology, integrated into Ingenico’s Android solutions, enables merchants to identify, engage and reward customers effortlessly. Together, we're not just processing payments; we're shaping the future of customer loyalty in physical retail, setting new benchmarks for personalised engagement."

Boris Ferlet

SVP, Android & Partner Ecosystem

"At BRGR, we believe in keeping things simple: great burgers, great service, and a frictionless ordering & loyalty experience with Zeal. Our customers love how easy it is to earn and redeem rewards, and we love seeing them come back for more."

Ahmed Hanafi

Founder & CEO

"Luxury is about personalisation, and Zeal helps us bring that to life. Now, our clients can enjoy a tailored loyalty experience, ensuring their visits are always rewarded in a way that feels exclusive and effortless."

Mostafa Al Sagheer

CEO

ROI

How much is in it for you?

How many card machines do you have?

5

What’s your approximate annual turnover (£)?

50,000
Your projected annual turnover with Zeal

52,500

based on a 5-12% uplift in retained sales
Pricing

Zeal has flexible pricing to fit your business needs

Every agreement is shaped with your commercial team: revenue share on a joint go-to-market, or an annual licence across your MIDs.

Zeal for payment providers

Revenue share or annual licence

One integration, two commercial models. Partner on revenue share, where Zeal goes to market inside your merchant proposition and we share the value-added services revenue it creates. Or license annually, a fixed yearly fee that activates Zeal across the MIDs you nominate, with predictable costs from day one.

Features

Enable your card machines to:

Identify customers and offer exclusive rewards

Offer zero-friction card-linked loyalty

Showcase merchant branding and collect feedback

Provide merchants with powerful analytics

Provide you with powerful customer behaviour insights

FAQ

Want to learn more?

Frequently asked questions

What value does Zeal bring to my payment services?

Zeal transforms your card machines into intelligent customer engagement tools, enabling real-time customer insights, visibility over in-store customers, and frictionless loyalty programmes for your merchants.

By integrating Zeal, you open new revenue streams through value-added services, differentiate your offering in a competitive market, and significantly boost merchant retention.

How does Zeal enable partnerships with corporates, airlines and telecom providers?

Zeal enables your card machines to identify customers through their payment cards, recognising employees, airline passengers, or telecom customers at the point of sale. This allows you to offer tailored rewards linked to existing corporate benefits or loyalty programmes. With Zeal, you can strengthen strategic partnerships and drive higher transaction volumes for your merchants.

Is Zeal compliant with industry security standards and regulations?

Yes. Zeal is fully compliant with PCI DSS, GDPR, and follows industry best practices for data protection and security. Our technology is designed with privacy and compliance at its core.

Zeal is also recognised by industry leaders such as Visa and Ingenico, and has trusted partners worldwide, reinforcing our commitment to innovation, reliability, and global scalability.

How can I get started with activating Zeal on my card machines?

Choose your integration path (host-to-host API or on-terminal SDK), share your merchant data file with TIDs, MIDs and terminal models, and we handle the rest: signed builds, a supported pilot, then remote deployment across your estate through your TMS.

Which types of card machines does Zeal support?

Zeal is card machine-agnostic and works with all devices, both Android models and older Linux-based ones. We support all manufacturers including Ingenico, PAX, Castles, Verifone, Aisino and others, allowing you to activate Zeal across all your existing hardware with ease.

Can Zeal operate in multiple regions or markets?

Yes. Zeal is built for global scalability and there are active card machines with Zeal in multiple markets globally. With multilingual support, regional compliance, and flexible integration options, Zeal can be activated anywhere, enabling consistent value-added services for your merchants worldwide.