Your whole estate, one live view
The Zeal ISO portal shows real-time transactions across your merchant estate. If you resell for more than one acquirer, you see your entire estate in one place regardless of acquirer, which no single acquirer dashboard can give you. Churn-risk scores sit in the same view, so you know who needs a call.
Integrates with all card machines. Trusted by industry leaders.
Every acquirer, one portal
ISOs rarely work with a single acquirer, yet every acquirer dashboard stops at its own boundary. The Zeal ISO portal brings your whole estate into one view, whoever processes the payment.
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Real-time transactions, not month-end reports
Watch volume move as it happens. Live transaction visibility means you spot a struggling merchant in days, not at the end of a reporting cycle when the residuals have already gone.
Churn risk in the same view
Every merchant carries a live churn-risk score built from volume trends, transaction recency, payment acceptance health and terminal activity. Critical alerts name the main driver, so your team calls before the merchant cancels.
What a single estate view changes for an ISO
Estate visibility gives acquirers, ISOs and payfacs one live view of every transaction across every terminal they have deployed — volumes, approvals, declines and merchant activity, updating as cards are presented. Instead of waiting for settlement files or requesting reports from a processor, the provider watches the estate trade in real time, drills from portfolio totals to a single transaction, and spots the merchant whose numbers have started to move. What the terminal sees, the provider sees.
What does estate-wide visibility show a payment provider?
The portfolio at a glance, moving. Volume, transaction counts and approval rates for the period sit above a live feed in which every sale, refund and reversal across the estate appears as it happens — merchant, scheme, amount, status. The value is operational: a decline spike shows up while it is spiking, a terminal that goes quiet is visible the hour it stops, and a merchant's sudden run of refunds prompts a call today rather than a discovery at month-end. Watch the feed for a moment — this is what an estate looks like when it is actually live.
How do you drill from the estate to a single transaction?
Filter by merchant, MID, terminal, status, type, amount or card scheme, and a support call — “my customer says they were charged twice” — becomes a ten-second lookup instead of a ticket to the processor. Finance teams export exactly the cut they need. And because Zeal runs on the terminal itself, the view is acquirer-agnostic: an ISO whose merchants settle through more than one acquirer still sees the whole estate in one portal, one login, one set of numbers.
What is estate visibility in payments?
Estate visibility is a payment provider's ability to see activity across its entire deployed terminal base — every merchant, branch and device — in one place, as it happens. Because Zeal sits on the terminal rather than in any single acquirer's back office, the picture does not fragment when merchants settle through different acquirers. Websites have cookies; card machines have Zeal — the same consent-first software that identifies customers at the point of payment also gives the provider a live picture of its own estate.
What estate visibility does not replace
A live estate view is an operating tool, not a settlement system: reconciliation still happens downstream, and live figures are indicative until cleared. Coverage follows the software — a mixed estate shows its Zeal-equipped terminals, so the picture completes as rollout completes. And visibility by itself changes nothing: it tells your risk, support and account teams where to look sooner. The providers who get the most from it are the ones who wire it into how those teams already work.
Questions providers ask about estate visibility
How can an ISO see transactions across multiple acquirers?
Because Zeal collects activity at the terminal, not from any single acquirer's reporting. An ISO whose merchants settle through different acquirers sees the whole estate in one portal, without stitching together separate acquirer reports.
Is the transaction feed really live?
Transactions appear as cards are presented at terminals across the estate, with drill-down to the individual transaction. Live figures are operational and indicative — settlement and reconciliation continue to run downstream exactly as today.
Does estate visibility require integration work from merchants?
No. Zeal is software on the terminals the provider already deploys. Payment processes exactly as it does today — no recertification, no second authorisation and no added scheme fees — and the estate view populates as terminals come online.
What can teams filter and export?
Transactions filter by merchant, MID, terminal ID, status, type, amount and card scheme, over any date range. Any filtered view exports for finance, risk or partner reporting.
Who is estate visibility for?
Acquirers monitoring portfolio health, ISOs protecting a residual book across acquirers, and payfacs watching sub-merchant activity — any provider whose revenue depends on terminals it cannot physically see.
See your whole estate on one screen. Talking to Zeal takes two steps — tell us which kind of provider you are, then book straight into the right person's calendar.
Talk to sales
Activating Zeal on your card machines is a breeze
Choose your integration path
Connect host-to-host through our APIs or embed the on-terminal SDK. You get a sandbox, an integration guide and a reference implementation from day one.
Share your estate details
Send your merchant data file with TIDs, MIDs and terminal models. We prepare signed builds for each terminal type, with release notes and a rollback plan.
Pilot, then roll out
We prove the experience on a pilot cohort with hands-on support, then deploy remotely across your estate through your TMS. No hardware changes, no engineer visits.
Go live and activate
Your merchants get onboarding flows, training material and ready-made campaign templates for their first 90 days, and you track activation and usage by cohort.
This is how we’re revolutionising payments for our partners
See what Zeal delivers in the field. Our partners earn new revenue from their terminal estates, and their merchants get customer identification, loyalty and insight at the point of payment.
Merchants run Zeal on the card machines they already own.
More repeat visits for restaurants running loyalty on Zeal.
Customer profiles created for merchants using Zeal.
Don’t take our word for it
Manos Perdikaris
Business Unit Manager
Jean-Philippe Niedergang
CCO and CEO of EMEA Region
Boris Ferlet
SVP, Android & Partner Ecosystem
Ahmed Hanafi
Founder & CEO
Mostafa Al Sagheer
CEO
Zeal has flexible pricing to fit your business needs
Talk to sales to learn more about ongoing deals or partnership opportunities.
Custom Pricing
Differentiate your card machines and empower your merchants to grow their business.
Enable your card machines to:
Identify customers and offer exclusive rewards
Offer zero-friction card-linked loyalty
Showcase merchant branding and collect feedback
Provide merchants with powerful analytics
Provide you with powerful customer behaviour insights
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Frequently asked questions
Zeal transforms your card machines into intelligent customer engagement tools, enabling real-time customer insights, visibility over in-store customers, and frictionless loyalty programmes for your merchants.
By integrating Zeal, you unlock new revenue streams through value-added services, differentiate your offering in a competitive market, and significantly boost merchant retention.
Zeal enables your card machines to identify customers through their payment cards — recognising employees, airline passengers, or telecom customers at the point of sale. This allows you to offer tailored rewards linked to existing corporate benefits or loyalty programmes. With Zeal, you can strengthen strategic partnerships and drive higher transaction volumes for your merchants.
Yes. Zeal is fully compliant with PCI DSS, GDPR, and follows industry best practices for data protection and security. Our technology is designed with privacy and compliance at its core.
Zeal is also recognised by industry leaders such as Visa and Ingenico, and has trusted partners worldwide — reinforcing our commitment to innovation, reliability, and global scalability.
Choose your integration path (host-to-host API or on-terminal SDK), share your merchant data file with TIDs, MIDs and terminal models, and we handle the rest: signed builds, a supported pilot, then remote deployment across your estate through your TMS.
Zeal is card machine-agnostic and works seamlessly with all devices, both Android models and older Linux-based ones. We support all manufacturers including Ingenico, PAX, Castles, Verifone, Aisino and others, allowing you to activate Zeal across all your existing hardware with ease.
Yes. Zeal is built for global scalability and there are active card machines with Zeal in multiple markets globally. With multilingual support, regional compliance, and flexible integration options, Zeal can be activated anywhere — enabling consistent value-added services for your merchants worldwide.